Mortgage Features There are different features offered with any mortgage, it is important to understand what they are and  how they effect you. Types of Mortgages Understanding what types of mortgages there are and what best suits you is key to getting ahead. Why Use a Mortgage Broker?   Why it is of benefit to you to use a mortgage broker, and how the banking system has changed  in recent years. Historic mortgage rates It is important to understand trends that affect the real estate market.  Here is some history on mortgage rates. Hold on the New Car We urge you to hold off on that beautiful new car, or as least check the math, as it can impact on the value of the home that the lenders will allow you to buy! Financing FAQs For answers to those all important financing questions. Also, if you have your own question, we can help you! Financing Facts Here we provide you with the guidelines for financing a home, including minimum downpayments, using your RRSP money, CMHC insurance rates, how the lenders calculate affordabilty  etc. Pre Approval Minimum Downpayment Mortgage Insurance Fees Doing the Math Criteria for Self Employment Using your RRSP Funds Land Transfer Tax

Are we ready to move? | Information gathering | Buy or Sell First? | How to get top dollar! | Power of accurate pricing | Setting the price | Setting the stage | Selling privately | Choosing an agent | Commissions | The diligent agent | On being an 'expiry' | Return on renovation